Need an appraisal in Dexter or Stoddard County?

See the top seven reasons why MO homeowners order from Gill Group:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To reduce your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate

Do you own a house in or near Dexter? Do you need help determining the price of your real estate?
Contact Gill Group.

At Gill Group, we understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Gill Group, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Gill Group, we're experienced in helping consumers just like you get rid of unneeded PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from Gill Group is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Gill Group can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would like to have an expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Gill Group can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.